Proud to Launch the New VIC Group Website – Designed by WP Support

Victorian Mortgage Group (VMG) is a proudly family-owned and operated financial services provider with an outstanding legacy of over 80 years in the Australian mortgage industry. Built on the principles of trust, flexibility, and genuine customer care, VMG has established itself as a reliable alternative to traditional banks by offering tailored lending solutions that put the needs of clients first.

Unlike conventional lenders that rely heavily on rigid lending policies and automated criteria, VMG takes a personal, case-by-case approach to every application. As a non-bank lender, the company has the freedom and flexibility to assess borrowers based on their individual circumstances, enabling it to serve a wide range of Australians—many of whom may not qualify under the strict requirements of mainstream financial institutions.

VMG’s solutions-based model is designed to deliver fast, stress-free financial outcomes. By prioritising both mortgage brokers and end customers, the company fosters long-term relationships built on transparency, responsiveness, and mutual respect. Brokers appreciate the collaborative process, while borrowers benefit from quick turnaround times and a human approach to lending.

One of the key factors that sets VMG apart is its use of common-sense lending. The team applies practical judgement rather than rigid formulas, assessing each borrower’s situation holistically. This means VMG can provide financial assistance to people who may have unconventional income sources, minor credit issues, or unique financial backgrounds—offering real solutions where other lenders may not.

VMG is also unique in that it manages its own financial portfolio, operating under sound prudential guidelines developed over decades. In many cases, the company lends its own capital, giving it full control over the lending process. This allows for faster decision-making, more adaptable terms, and the ability to act in the best interest of its clients without being constrained by external funding sources or institutional red tape.

Over the years, Victorian Mortgage Group has helped thousands of Australians turn their dreams of home ownership into reality.